Announced by CTBC Holding on behalf of CTBC Bank for the issuance of NT$8.05 billion 21st Unsecured Subordinated Financial Debentures in 2025(Update20250120)

1.Date of the board of directors resolution:NA

2.Name [issue no.__ of (secured, unsecured) corporate bonds of

___________ (company)]:

CTBC Bank 21st Unsecured Subordinated Financial Debentures in 2025

3.Whether to adopt shelf registration (Yes/No):No

4.Total amount issued:

NT$8.05 billion- Tranche A NT$7.4 billion; Tranche B NT$0.65 billion

5.Face value per bond:

The face value of each financial debenture is NT$10 million

6.Issue price:In principle issue at 100% face value.

7.Issuance period:Tranche A is to be issued on 2025/6/5 with maturity

date on 2035/6/5;Tranche B is to be issued on 2025/6/5 and has no

maturity date.

8.Coupon rate:The issue coupon rate of Tranche

A is fixed rate at 2.30% per annum; The issue coupon rate of

Tranche B is fixed rate at 3.45% per annum.

9.Types, names, monetary values and stipulations of collaterals:

None

10.Use of the funds raised by the offering and utilization plan:

to strengthen capital structure, to repay the maturing bond,

and to replenish working capital.

11.Underwriting method:None

12.Trustees of the corporate bonds:None

13.Underwriter or agent:None

14.Guarantor(s) for the issuance:None

15.Agent for payment of the principal and interest: CTBC Bank

will make payment of the principal and interest to debentures

holders by wire transfer in accordance with the list of

holders provided by Taiwan Depository and Clearing Corporation

16.Certifying institution:None

17.Where convertible into shares, the rules for conversion:NA

18.Sell-back conditions:None

19.Buyback conditions:After 10 years from the issuance of Tranche B,

if one of the following conditions is met and with the prior

approval of the competent authority, the Tranche B may be redeemed

earlier or be bought from the market by the Bank :

(1)The capital adequacy ratio of the bank after being redeemed

shall meet the minimum regulatory capital adequacy ratio stated

in Sections 5, Paragraph 1,Article 2 of''Regulations Governing

the Capital Adequacy and Capital Category of Banks''.

(2) Replace the original capital instrument with a capital

instrument with equivalent or higher quality.

If the Bank intends to exercise the early redemption right,

it will announce 30 days before the scheduled redemption date of

the Tranche B and redeem the full amount of the Tranche B based on the

face value plus the interest payable. If the conditions are different

from those approved by the competent authority, the conditions approved

by the competent authority shall prevail. If the Bank exercises its

redemption right, Tranche B shall mature on the redemption date.

20.Reference date for any additional share exchange, stock swap, or

subscription:NA

21.Possible dilution of equity in case of any additional share exchange,

stock swap, or subscription:NA

22.Any other matters that need to be specified:

The Board approved on 2025/01/20.