Announced by CTBC Holding on behalf of LH Bank that the BOD has approved to early redeem LHBANK315A THB2.4bn subordinated debenture

1.Date of occurrence of the event:2025/12/19
2.Company name:Land and Houses Bank Public Company
Limited(LH Bank)
3.Relationship to the Company (please enter ”head office” or
  ”subsidiaries”):Subsidiaries
4.Reciprocal shareholding ratios:46.61% indirectly held
by CTBC Holding
5.Cause of occurrence:According to terms and conditions
of LHBANK315A subordinated debenture
6.Countermeasures:None
7.Any other matters that need to be specified (the information disclosure
  also meets the requirements of Article 7, subparagraph 9 of the Securities
  and Exchange Act Enforcement Rules, which brings forth a significant impact
  on shareholders rights or the price of the securities on public companies.):
LH Bank will early redeem LHBANK315A subordinated debenture in accordance
with the contractual conditions after obtaining the approval of Bank of
Thailand,and will post relevant procedures and details on Thai Bond Market
Association website.