Announced by CTBC Holding on behalf of Land and Houses Bank Public Company Limited to issue THB 2.4bn (plus THB 0.2bn greenshoe option) subordinated debentures

1.Date of the board of directors resolution:2025/12/19
2.Name [issue no.__ of (secured, unsecured) corporate bonds of
___________ (company)]:Subordinated debentures intended to qualify
as Tier 2 Capital of Land and Houses Bank Public Company Limited
1/2026, due 2036
3.Whether to adopt shelf registration (Yes/No):No
4.Total amount issued:THB 2.4bn (plus THB 0.2 bn greenshoe option)
5.Face value per bond:To be determined
6.Issue price:To be determined
7.Issuance period:10 years, issuer has the right of early redemption
subject to regulatory approval (Bank of Thailand).
8.Coupon rate:To be determined
9.Types, names, monetary values and stipulations of collaterals:None
10.Use of the funds raised by the offering and utilization plan:To
strengthen capital structure, to early redeem debentures,
and to replenish working capital.
11.Underwriting method:Best efforts by underwriters.
12.Trustees of the corporate bonds:To be determined
13.Underwriter or agent:Land and Houses Securities as underwriter
14.Guarantor(s) for the issuance:None
15.Agent for payment of the principal and interest:To be determined
16.Certifying institution:None
17.Where convertible into shares, the rules for conversion:NA
18.Sell-back conditions:None
19.Buyback conditions:Issuer has the right of early redemption subject
to regulatory approval (Bank of Thailand).
20.Reference date for any additional share exchange, stock swap, or
subscription:NA
21.Possible dilution of equity in case of any additional share exchange,
stock swap, or subscription:NA
22.Any other matters that need to be specified:LH Bank will post relevant
procedures and details on Thai Bond Market Association website